Boiler and Machinery Insurance

Boiler and Machinery insurance provides coverage for accidents to insured objects.

About the Coverage

Boiler and Machinery insurance provides coverage for accidents to insured objects within your water system. An accident is defined as a sudden and accidental breakdown of an "object" resulting in physical damage to the "object" that requires the "object" to be either repaired or replaced. Objects may be a pressure object, a mechanical object or an electrical object.

There are two sections to the coverage: property damage and indirect damage.

  • Property damage: Responds in the event of an "accident" to a defined object in use or connected ready for use.
  • Indirect Damage: The same "accident" rule is applied. Indirect coverages are for business interruption, rent or rental value, extra expense, spoilage.

One of the reasons for securing boiler and machinery coverage is that Property Insurance specifically excludes: Electrical arcing of motors, generators, circuit breakers, electrical distribution boards, cables and transformers; also explosion of pressure vessels exceeding 15 p.s.i pressure except hot water heaters under 24 inches in diameter; and mechanical breakdown.

How to Join the Program

Follow these steps to join the program:

  1. If you are:
    • Already a Registered User: If you are already a Registered User then go to Program Applications & Enquiries and click the link for the Boiler and Machinery Insurance coverage.
    • Not yet a Registered User: You first become a SIS Registered User by completing the SIS User Registration Form. You then complete your Water System Profile: do this by logging into your Registered User account and clicking on the Add Water System link. Once you have registered your water supply system, click the link for the Boiler and Machinery Insurance coverage.
  2. You will be presented with an email template which includes the contact information you have provided.
  3. Please check the details and if correct press SEND. The email will be sent to an experienced insurance representative and you will be contacted shortly thereafter.
  4. If you have any questions about this program, please contact our Industry Partners below:
If you are located within a regional district in the list below, then send the application to:

Sarah E. Fitzpatrick
Aon Risk Solutions
1803 Douglas Street, 6th Floor
Victoria, British Columbia V8T 5C3 Canada
Email: sarah.fitzpatrick@aon.ca
Phone: 250-413-2242 Fax: 250-388-5164
If you are located within a regional district in the list below, then send the application to:

Wayne Fiddler
Capri Insurance Services Ltd.
396 Ellis Street
Penticton, British Columbia V2A 4L7 Canada
Phone: 250-492-5821
Fax: 250-492-6115
Email: wfiddler@capri.ca

 
Alberni-Clayoquot
Capital
Central Coast
Comox Valley
Strathcona
Cowichan Valley
Fraser Valley
Greater Vancouver
Mount Waddington
Nanaimo
Powell River
Skeena-Queen Charlotte
Squamish-Lillooet
Sunshine Coast
Bulkley-Nechako
Cariboo
Central Kootenay
Central Okanagan
Columbia Shuswap
East Kootenay
Fraser-Fort George
Kitimat-Stikine
Kootenay-Boundary
North Okanagan
Northern Rockies
Okanagan-Similkameen
Peace River
Stikine
Thompson-Nicola

This page contains general information only and is intended to provide an overview of the insurance coverage. This information is not intended to constitute legal or other professional advice. Please consult our Industry Partners for more information.